About Accident Insurance

An accident is an unplanned and unpredicted occurrence, generally consequential to personal harm or property destruction. Legally, it is limited to events that do not involve inattention like the negligence or misbehavior of an individual concerned, or to death brought about by natural calamities or events like flood, earthquake or lightning. However, in common language, an accident specifies an unanticipated event, most especially if it brings about damage or injury irrespective to the neglect or mistake of an individual.

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